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Health Insurance | Top Companies: This Week's Reviews |
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| Services Offered: Auto Insurance, Home Insurance, Health Insurance, Life Insurance, Business Insurance |
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| Company Overview: NetQuote offers free quotes from top health insurance companies with the option to purchase policies. They have been in business since 1989, and are associated with many well known insurance companies. |
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| Our Review: The site design is simple to use, and they have additional informational articles about insurance and your health for consumers. The forms are easy to fill out, and their response time is good. |
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| User Review: NetQuote gave me four or five different offers by only filling out one form. And instead of having to contact someone else to purchase the policy, I did it right there on the spot. The site seemed a little crowded with information, though. |
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| Services Offered: Individual/Family Health Insurance, Small Business Health Plans, Short Term Health Insurance |
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| Company Overview: EHealthInsurance was established in 1997. The company is licensed to sell insurance in all 50 states and the District of Columbia, and has over 7,000 products that they offer to consumers. |
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| Our Review: This site is designed simplistically, and the customer service numbers are readily displayed on the front page. There is not a lot of information to be found here, however. It seems like a more sales oriented website, rather than information and customer related. However, it is easy to apply for quotes. |
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| User Review: I liked this website because it was fast and easy to fill out everything. I didn’t understand some of the questions, they seemed too technical, but they had a FAQ section that answered everything for me. |
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| Services Offered: Health Insurance, Home Insurance, Auto Insurance, Life Insurance, Dental Insurance, Group Health Plans. |
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| Company Overview: Insurelane.com is an e-commerce website offering free quotes to all consumers and is affiliated with many of the top health insurance companies. |
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| Our Review: This company offers contact information right away, which is nice when dealing with something as important as insurance. The website is laid out well, and seems to be very thorough in explaining laws that pertain to each state also. |
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| User Review: It was so easy to shop on this site. I filled out the one form and got multiple quotes, which I was able to purchase on the spot. And it didn’t feel like I was pressured into buying, either. That was nice. |
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| Services Offered: Individual, Family, and Small Business Health Insurance |
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| Company Overview: Assurant Health has almost 3000 employees and almost one million customers. They were founded in 1892They are partner/parent company for: Time Insurance Company, John Alden Life Insurance, and Union Security Insurance Company. |
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| Our Review: Site is easy to use, but the customer care section leaves something to be desired. Instead of having phone numbers and addresses under the “contact us” link, they offer only a generic form for you to fill out so they can call you. |
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| User Review: I enjoyed using this site to find insurance quotes. They are a well known company, and I found their forms easy to use. When I did get confused, though, I had to stop and e-mail them and wait a few hours for a response because I couldn’t find a customer service number. |
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Other Top Companies for Health Insurance : |
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Aetna Insurance
Address : 151 Farmington Avenue
Hartford, CT 06156
Phone : 800-MY-Health
www.aetna.com
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AIG Insurance
Address : 70 Pine Street
34th Floor
New York, NY 10270
Phone : 877-638-4244
http://www.aig.com
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State Farm Insurance
Address : One State Farm Plaza
Bloomington, IL 61710
Phone : 660-744-5838
http://www.statefarm.com
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Anthem
Address : 120 Monument Circle
Indianapolis, IN 46204
Phone : 888-641-5224
http://www.anthem.com
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| How To Select The Best Company For Health Insurance |
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Choosing the correct healthcare provider for yourself and your family is an important decision. If you are self-employed or unemployed and need health insurance, it can be a complicated journey. However, it doesn’t have to be. All you need to do is have your information ready and start researching different companies to see what is available in your area. Some health insurance companies work nationwide, while others are local and will not provide coverage everywhere. You need to ensure that they offer the coverage you desire while still being affordable, and that they are easy to contact in times of need. Also, you need to be sure that you understand all the details of the plan you are being offered, including any fine print. If you are unsure, feel free to ask questions. If the company doesn’t or cannot answer the questions you have, you should probably go to a different company. Aside from coverage options, another important thing to check on with any health insurance company is any disclaimers about pre-existing conditions and chronic health problems. Many people get denied for health insurance simply because they have a bad family history, or have their own medical history haunting them. If the company you want to work with does not offer coverage for these types of consumers, then you need to shop somewhere else. If you don’t feel you can do it on your own, you can also contact a local independent agent for questions or assistance. They will talk to the big companies for you, so that you don’t have to. Finding health insurance doesn’t have to be complicated, but it can be at times. Just make sure that you’ve done your research and you know what you’re getting into before applying with any company. And when all else fails, ask questions.
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| Health Insurance : Tools |
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